DORA Digital Operational Resilience Resources

What is DORA?

The Digital Operational Resilience Act (DORA — Regulation EU 2022/2554) is the EU's comprehensive framework for ensuring that financial entities can withstand, respond to, and recover from ICT-related disruptions and threats. It became directly applicable across all EU Member States on 17 January 2025.

DORA harmonises digital operational resilience requirements across 21 categories of financial entities — from banks and insurers to payment institutions and crypto-asset service providers — and introduces a direct oversight framework for critical ICT third-party providers (CTPPs) serving the financial sector.

• Pillar 1: ICT Risk Management — governance framework, risk identification, protection, detection, response, recovery, and learning
• Pillar 2: ICT-Related Incident Reporting — classification taxonomy, initial/intermediate/final reports, and strict timelines
• Pillar 3: Digital Operational Resilience Testing — basic testing (vulnerability assessments, scenario-based testing) and advanced TLPT
• Pillar 4: ICT Third-Party Risk Management — contractual requirements, sub-outsourcing, concentration risk, and exit strategies
• Pillar 5: Information Sharing — voluntary cyber threat intelligence exchange between financial entities
• Register of Information (RoI) — mandatory register of all ICT third-party service provider arrangements